The following is a partial list of programs offered by Evans Mortgage Co. with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 916-731-4405 .
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
A jumbo loan, or non-conforming loan, usually means any home loan for amounts higher than $598,000. Jumbo loans feature similar loan programs to fixed rate and adjustable rate programs. There are even FHA jumbo loans. The main difference between jumbo loans and conforming loans is the interest rate. Because jumbo loans are riskier for lenders they usually have higher rates. Learn more about jumbo loans by contacting us today.
Like a FHA loan, VA loans are private loans insured by the federal government. VA loans are only available to qualified military veterans and their families. These loans are only available to these individuals for their own primary residences and cannot exceed a $548,250 loan limit. For information on qualifying for this loan program please give us a call today.