I began my real estate career in 1987 after graduating from Cal State Northridge with a Bachelor of Science degree in business with a concentration in real estate and finance. I worked for 4 years at Weyerhaeuser Mortgage Company in Los Angeles as a Bankruptcy/Foreclosure Manager interacting with many other departments within the loan servicing division.
I have owned real estate since 1980 when I was newly graduated from high school. I have owned multiple properties over the years and continue to own multiple rental properties.
With over 31 years of assisting clients with their residential financing needs, I have seen nearly every scenario imaginable. With this in mind, it is most important to listen closely to a client’s expectations for their financing. Helping you feel comfortable begins with me sharing thorough knowledge of the products I have to offer so that you can make informed decisions. As an educated homebuyer, you'll be confident when it's time to apply for your mortgage.
My experience avails me to ask the most pertinent questions that will assist you with making the most informed decision. I bring expertise, skill, and creativity to your loan transaction. I listen to your specific needs and provide education regarding the multitude of loan programs available and the specific one that will work best for you. My goal is for you to obtain the best-suited loan to meet your goals and objectives now and well into the future.
I work closely with your Realtor, as it is a team effort to keep everything running smoothly. There is a good chance I will know the Realtors and the escrow officer involved in your transaction. This comes from having completed thousands of transactions over the past 31 years in Sacramento.
I provide financing products such as FHA, VA, Conventional, and Reverse Mortgages. I have all of the latest First Time Homebuyer products that allow buyers to purchase a home with a very small or no down payment.
I pride myself with returning phone calls or emails promptly. I don’t like to wait so why should you! Once the loan process begins, I will provide you with real-time status email updates to help you plan better in anticipation of closing. Whether you are a seasoned real estate investor or someone seeking to purchase his or her first home, I will provide all the necessary information to assist you deciding on the perfect loan product. My goal is to successfully meet each and every one of your financing goals.
I can’t wait to share my knowledge of real estate and financing with you.